73, joined her heavenly father on February 23, 2016. After a four year battle with cancer, she passed away at her family home on Bainbridge Island. Carolyn was born to Carrell (Barney) and Gayle Barnett on March 5, 1942 in Lewiston, Idaho. Married at the age of 16, she had 2 small children by the time she was 18. The early years were extremely difficult, but Carolyn always made a way to turn lemons into lemonade. When money was non-existent, Carolyn's entrepreneurial spirit came alive when she started sewing Barbie clothes and wedding dresses to support her young family. Her twenty-seven year career in banking began as a teller at Peoples Bank and eventually led to the position of Vice-President of Human Resources for Security Pacific Bank where she was a trailblazer for women executives.In her late 40's, Carolyn blazed a new trail as she left the banking industry to try something new, mortgage lending. During her twenty-five year career in the mortgage industry, Carolyn opened CFA (Carolyn Frame and Associates) Northwest Mortgage Professionals and employed over 200 employees throughout 5 states. In 2007, as a loan officer she funded over $84 million in loans placing her 28th in the country and 2nd from the top among women mortgage brokers. Carolyn's passion for the mortgage industry and the well-being of her clients never diminished.Before her passing, she was the Production Manager for the Bainbridge Island Branch of PrimeLending. During her career, Carolyn served on many boards throughout Kitsap County. Most recently, she served on the Board of Directors for One Call for All and Harrison Hospital Foundation. She was a member of the Bainbridge Island Rotary, Poulsbo Chamber of Commerce, Bainbridge Island Chamber of Commerce, Alcoholics Anonymous and the Home Builders Association of Kitsap County. In addition, she and Charlie donated their time to Younglife Bremerton, newlife church Bainbridge and facilitated Dave Ramsey's Financial Peace University courses.On September 3, 1987, Carolyn married the love of her life, Charlie Frame. During their 28 years of marriage, they enjoyed their family first, then boating, traveling, cruising, camping, entertaining and supporting the underserved. Together they built CFA Northwest Mortgage Professionals to a thriving business and together they endured the mortgage industry crash in 2008. Their loving family stood by them during the mortgage crisis and during both Carolyn and Charlie's battles with cancer. On a beautiful sunny day, January 10, 2016 at the House of the Awakening Culture in Suquamish over 500 people gathered to celebrate the Life and Legacy of Carolyn Frame. Friends, family and colleagues lovingly shared stories of a woman who laughed easily, loved deeply and never turned anyone away, especially young people and those in recovery. Many shared how Carolyn had changed their lives and how when they first met her, they were struck by her humble elegance, radiant smile, brilliance and her ability to make you feel special. She recognized the potential of everyone she met and was not afraid to invest her time and resources to help others achieve their dreams. Carolyn is survived by her beloved Charlie Frame, her natural born children Mitch Gillen (and wife Karen Gillen), Shannon Richardson, and step-children Laura Smith (husband Ronnie Holmes), David Frame, Jeff Frame and Penny Apodaca; their grandchildren Krystina Eals, Chelsea Guelcher, Zachary Ainsley, Samantha Ainsley, Geoff Frame, Eric Frame, Aaron Frame, Jeremy Frame, Arianna Frame, Breann Apodaca; 12 great grandchildren; her mother, Gayle Barnett; her sister Pam Robinson; her two brothers Kent Barnett and Kurt Barnett; sister-in-laws Eva Funk, Barbara Dewey and countless nieces and nephews as well as her extended families from Alcoholics Anonymous, PrimeLending and Newlife church. Charlie and the entire family would like to express their gratitude for the outpouring of love they have received while Carolyn fought her battle with cancer. A special thank you to sister, Pam Robinson and niece, Kelly Gurza, for creating such a wonderful Celebration of Life.A private memorial was held at the Port Blakely Cemetery on Bainbridge Island. In lieu of flowers, please make donations in Carolyn Frame's name to American Cancer Society, St. Jude's Children Fund or a charity of your choice."Cancer will never win in my story, but it has been a very important part of it. Through cancer I found my faith, gained many relationships, and lived every day to the fullest!" - Carolyn FrameWhen you were born, you cried and the world rejoiced. Live your life in such a way so that when you die, the world cries and you rejoice.-Indian ProverbPlease sign the online guest book for the family.
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